TRUE HOME CONDOS, ROOF INSPECT AND MOBILE HOMES
A condominium inspection is done with the same attention to detail as a regular home inspection. We also include a free infrared inspection of the interior. The difference is that the exterior, attic, roof, and site—areas of the unit that the association is typically responsible for—are not included, and the cost of the inspection is reduced as a result.
MOBILE HOME INSPECTIONS
Part of our home inspection is identical to evaluating a site-built home; such as checking the electric panel and wiring, a/c system, plumbing piping, roof, switches and faucets, an infrared scan for moisture intrusion, and so forth. But we also look at some additional items:
We find the manufacturer’s info sticker, usually located in the master bedroom closet or inside the door of a kitchen cabinet, to confirm that the home was designed to meet the wind loads and roof loads specified by HUD for this area.
We check for missing or loose trim, skirting (with proper ventilation) or siding panels.
We evaluate any site-built additions. Since a mobile home is designed to support only its own weight, any additions should be freestanding and not bearing on the walls of the mobile home, and should be properly flashed at areas of contact.
The frame of a mobile home is interconnected large I-beams. We verify that they are not bent or heavily rusted.
We check the foundation piers, to confirm that they are not damaged or leaning, they are in bearing contact with the mobile home frame, that the holes in the pier blocks are facing upward, and the pier caps are not rotted or cracked, and any leveling shims are secure.
Examine the vapor barrier (belly board) under floor framing for tears, deterioration, sagging.
Confirm that there is perimeter blocking under any large wall openings, such as a sliding glass door.
Determine the type and spacing of the anchor straps, and how they are attached to the frame, to confirm that they meet the standards in place at the time the home was installed.
Look for any loose or corroded anchors or straps.
Locate and note serial number on HUD plate.
The failure of older roofs, with the resulting water damage and possibility of mold growth, is a significant source of claims for insurance companies. So your company may ask that you provide a roof inspection report, especially if the home is more than 20-years old. The report must verify that your roof is in good condition and has about 5 remaining years of life or more. Citizens Form “CIT RCF-1 09 12” is the industry-standard report format. The one-page report must be completed and signed by a Florida-licensed building or roofing contractor, architect, engineer, building code official, or home inspector. The following information is required, along with two photos of the roof:
• Type of roof material
• Age of roof
• Remaining useful life
• Date of last roofing permit
• Date of last update of roof
• If partially replaced, percentage of roof replaced
• Overall condition of roof (from excellent downward to poor)
• Any visible deterioration an/or damage
• Any visible signs of leaks