How to prepare for your wind mitigation inspection.
At True Home Inspections, we strive to do everything we can to make sure you get every credit your home qualifies for on your Wind Mitigation Form. Sometimes labels have been painted over or removed from components of the home such as windows, doors and shutters. This prevents us from knowing the exact rating of that component. Some features of your home can be difficult to see with the naked eye such as Secondary Water Resistance(SWR), therefore it is difficult for us to verify without documentation of installation. So, we need your help! In order to be fully prepared for your Wind Mitigation, please have as much of the following information and/or documentation on your Windows, Roof, Structure and Doors including Garage Doors prepared and ready to show your inspector and we’ll do the rest!
Paid Invoices
Contracts
Material Receipts
Name and number of licensed contractor
Product Approvals/NOA
Any other documentation you may have
How do we prepare for your Wind Mitigation Inspection
Most Inspection companies boast about SAME DAY REPORTS! We are one of those companies! However, we will take the time to gather all the information we can get to maximize your credits on your wind mitigation report resulting in savings on your home insurance and sometimes that cannot be done in one day. We encourage all of our homeowners to be prepared with any and all documentation that may help with the report so that we can review it at the inspection. We will locate any permit available on your property from the municipality you reside in that pertains to the wind mitigation report. We don’t just check boxes to “get it done” we take the time, because just like you, we’re consumers too! ….and we would want the same treatment.
Facts about your Wind Mitigation report
1. For all openings, it is the weakest point of protection that you get credit for. For example: If you have all impact windows except for one window, garage door with windows or door with glass in it, that is not impact rated or have any hurricane protection, you will not get the top credit for the impact windows.
2. For the Roof to Wall attachment, it is the weakest point of protection that you get credit for. For example, if you have one section in your attic that has hurricane straps, but the other half has “toe nails”, you will receive the credit for toe nails. There are also other factors that define the difference between a wrap, clip and toe nail such as the amount of nails that are present and where they are placed.
3. Secondary Water Resistance (SWR) is not generally visible to the naked eye. Documentation may be needed to obtain credit. Single layer felt underlayment or synthetic underlayment is not considered “SWR” and does not receive the SWR credit. SWR is also known as “Peel n Stick” underlayment.
4. An Inspector can only report on what they can see and verify with photo proof.
5. We do not work for the insurance companies. We are a third party independent inspection company. We will always be honest and accurate.
Please don’t hesitate to ask us any questions! We’re here to help you understand the process!